Florida has always attracted sunshine-seekers, but in 2025, Daytona Beach is emerging as one of the state’s fastest-growing lifestyle hubs. Once known primarily for NASCAR and spring break, the city is now drawing remote workers and retirees who are looking for affordable housing, a thriving community, and a slower-paced coastal lifestyle.
So, what makes Daytona Beach so appealing for these groups? Let’s dive into the housing advantages, lifestyle perks, and financial details that set it apart.
Unlike South Florida markets such as Miami or Fort Lauderdale, Daytona Beach homes remain within reach for buyers across a range of budgets.
Median home price (2025 est.): Around $330,000 (well below Miami’s $600K+).
Condos by the beach: Many available between $220K–$350K.
Single-family homes inland: Starting near $280K with room to grow.
This makes Daytona Beach a unique opportunity for both groups:
Retirees can enjoy coastal living without draining retirement funds.
Remote workers can upgrade from renting in a bigger city to owning property near the ocean.
The balance between work and play is what sets Daytona apart.
For remote workers: High-speed internet availability, co-working spaces, and coffee shops create a professional-friendly environment. Many neighborhoods also offer HOA-managed communities with amenities like pools, gyms, and clubhouses.
For retirees: Golf courses, active adult communities, cultural centers, and local events keep life social and fulfilling.
And when the workday ends? You’re minutes away from beaches, biking trails, boating, and outdoor dining.
When choosing where to buy, both retirees and remote workers consider ownership costs beyond the purchase price. Here’s how Daytona Beach stacks up:
Property Taxes: Generally range between 1%–1.25% of the home’s value. Florida also has the Homestead Exemption, which can reduce taxes for full-time residents.
HOA Fees: Vary widely. For condos, expect $300–$500/month; for single-family homes in planned communities, $75–$200/month. These fees often cover amenities and exterior maintenance.
Insurance: Flood and windstorm insurance can be higher in coastal areas. Retirees and investors should budget an extra $2,000–$4,000/year depending on property type.
Bottom line: Even with these fees, Daytona remains more affordable compared to major Florida metros, while still offering the same sunny lifestyle.
Daytona Beach offers multiple ways to invest strategically depending on your goals:
Cash Purchases (Retirees): Many retirees opt for cash purchases to avoid mortgage costs and simplify ownership.
Financing (Remote Workers): With mortgage rates stabilizing in 2025, remote professionals can secure conventional loans with favorable terms.
Rental Income Potential: Daytona’s tourist appeal means condos and vacation homes can generate strong short-term rental income through platforms like Airbnb or VRBO (though check HOA and city regulations).
Long-Term Investments: Homes near the beach and in gated communities are appreciating steadily, making them solid long-term plays.
Healthcare: Halifax Health and AdventHealth facilities offer strong medical care options for retirees.
Wellness Lifestyle: Yoga studios, golf courses, and waterfront walking trails provide daily balance.
Travel Access: Daytona International Airport (DAB) connects easily to major hubs, while Orlando International Airport is just over an hour away.
In my 15 years of working with clients in Daytona Beach, I’ve noticed a major shift: buyers aren’t just here for vacation anymore, they’re planning their lives here. Remote workers want affordability and modern connectivity, while retirees want security and lifestyle. Daytona delivers both.
Many clients have also found creative ways to offset costs, such as renting out their property part-time, or choosing communities with low HOA fees that still provide excellent amenities.
If you’re considering a move to Daytona Beach, whether for remote work flexibility or retirement living, now is the perfect time to explore your options. Home prices remain competitive, and demand continues to grow.
Contact me today for a personalized consultation. I’ll walk you through neighborhood options, cost breakdowns, and investment strategies to make the most of your move.