Deciding whether to rent or buy a home is always a big decision—especially now. If you’re living or looking to move to Daytona Beach, here are the most important market trends, costs, risks, and opportunities you should be aware of as of Fall 2025.
The average list price in Daytona Beach as of September 2025 is around $409,900 — up about 9% year-over-year.
Inventory of homes for sale has increased significantly. More listings mean more choices, but also more competition among sellers.
Homes are staying on the market longer. Median Days on Market (DOM) in September 2025 is about 94 days, compared to roughly 73 days this time last year.
Cost of Ownership vs Renting
With mortgage interest rates relatively high in 2025, monthly payments, insurance, taxes, maintenance, and HOA fees add up. Buyers should calculate all of these before deciding.
Appreciation Trends
While prices are rising, growth is modest in many neighborhoods. Expect appreciation, but don’t count on rapid gains everywhere.
Negotiation Leverage
Because there’s more inventory, buyers are in a better position to negotiate. Homes priced well and in good condition often get offers quicker
The average rent in Daytona Beach is about $1,650 per month, depending on size and location.
Year-over-year, rent has dropped slightly (by around $125) compared to last year, but prices fluctuate and depend greatly on neighborhood and amenities.
Areas like Daytona Beach Shores have higher average rents (~$2,400) because they are more desirable coastal neighborhoods.
| Factor | Favor Buying If… | Favor Renting If… |
|---|---|---|
| How long you plan to stay | You plan to stay 5-7+ years | You expect to move or the market may shift soon |
| Upfront cash | You have savings for down payment, closing costs, and repairs | You prefer lower commitment and flexibility |
| Maintenance & unexpected costs | You are okay handling repairs and upkeep | You want fewer surprises (landlord handles most) |
| Market uncertainty | You believe long-term home appreciation will offset initial costs | You prefer minimizing financial risk in the short term |
Daytona Beach Shores: Premium waterfront/neighborhood amenities, higher rents, high desirability. Great for renters who want access to beach and scenic views; more expensive for buyers.
Zillow
Main Daytona Beach: More affordable options in both renting and buying; suitable for those who want value and don’t need beach-front or ultra luxury amenities.
Suburbs or adjacent areas: Port Orange, Ormond Beach, South Daytona often offer a middle ground — lower prices per square foot, sometimes more land, less traffic, etc. Buyers/renters who are flexible with commute or willing to go a little further may find better deals.
Interest Rates & Loan Approval: Make sure you get pre-approval, watch rate fluctuations, and check that your budget includes all costs (taxes, insurance).
Neighborhood Flooding / Environmental Risks: Some areas are more exposed to flooding, hurricanes, or sea-level concerns. Always check flood zones and insurance costs.
Maintenance Costs: With older homes, repairs can add up. If buying, include inspections, home warranty, and cushion for unexpected issues.
Vacancy & Rent Trends for Investors: If renting out, check local demand, seasonality, and how high vacancy usually is in the area you’re considering
If you’re leaning toward buying:
• Get a good real estate agent who knows Daytona Beach well. They can help you compare total costs of ownership vs renting.
• Look at resale homes with modern features—these may deliver more value.
• Lock in mortgage rate when possible and avoid waiting too long if prices are rising.
If you’re considering renting:
• Budget carefully, especially for utilities, pet fees, or parking (which often aren’t included).
• Compare rental quality — newer complexes often cost more but also include more amenities.
• Consider neighborhoods slightly inland or off-coast to get better value if beach access isn’t essential.
Daytona Beach remains a place with a lot of opportunity for both renters and buyers in late 2025. Whether you decide to rent or buy depends heavily on your timeline, financial stability, and lifestyle. The extra inventory provides more choice, but rising costs and longer days on market mean careful planning matters more than ever.
If you want help comparing specific properties, making a rent vs buy decision tailored to you, or assessing a neighborhood, I’d be happy to work through that with you. Just reach out, and we can talk through your goals.
